Access to funds is crucial when you require treatment for kidney disease. We’ve provided an overview of options, including concessions that may be available to you, for consideration below.
Financial support from the Australian government can help you cover dialysis costs, travel costs, and carer support costs. To find out exactly what you’re eligible for, please speak to your social worker or healthcare team.
For patients requiring carers – you may be eligible for carer assistance. To find out, call Centrelink on 132 717. You can also refer to the Department of Human Services website.
Some private health insurance policies cover chronic kidney disease, including dialysis and certain medications. To compare and find out more, visit the Federal Government Private Health website, or call 1300 737 299.
If you already have private health insurance, call your provider directly.
If you have kidney disease and are under financial stress, you may be able to access your preserved superannuation early if:
Most superannuation policies include benefits for disabilities such as kidney disease. If you are eligible to make a claim, you could receive a lump sum, or disability pensions, or both.
To be eligible for a total and permanent disability benefit, you must prove you can’t return to your usual job or other suitable work that fits your education, training or experience. If you have kidney disease, it’s likely you qualify for a benefit.
Disability claims can be complicated and it's important to find out about your rights. There are time limits for appeals to the courts, so you should get help from an experienced lawyer before making a claim or appeal.