Whether you take out travel insurance with your credit card provider, private company or preferred insurance broker, we strongly suggest reviewing the wording of your policy carefully and securing an appropriate level of cover before you book any travel. Ideally it covers pre-existing conditions.
As a guide, travel insurance may be granted if you:
- have chronic kidney disease
- have had a transplant six months ago or more
- are free of complications from your transplant and your overall health is stable.
As a guide, travel insurance may not be granted if you:
- are on a transplant waiting list
- require dialysis treatment
- have a complex health history.
If you had private health insurance at the time you developed chronic kidney disease, you may have some cover for dialysis while travelling. Check with your provider directly.
If you find it difficult to secure travel insurance that covers your current condition, we recommend taking out basic travel insurance that will at least cover some emergencies. Another option is asking your bank or private health provider (pending you have a policy). If they offer travel insurance and you’re already a customer, you may be in a better position to secure a policy that features coverage for what you need.
Please note that formal Reciprocal Health Care Agreements that exist between Australia and New Zealand, the United Kingdom, the Republic of Ireland, Sweden, the Netherlands, Finland, Italy, Belgium, Malta, Slovenia and Norway do not replace health insurance. For further information, you may find Overseas visitors and dialysis useful.