Whether you take out travel insurance with your credit card provider, private company or preferred insurance broker, we strongly suggest reviewing the wording of your policy carefully and securing an appropriate level of cover before you book any travel. Ideally it should cover pre-existing conditions.
Here are some considerations when investigating travel insurance options:
- When you were diagnosed with chronic kidney disease
- If you are on a transplant waiting list
- Length of time since having a transplant
- If you require dialysis treatment
- If your overall health is stable or you have a complex health history
- Replacing a medical device if it's lost, damaged or stolen
- Replacing prescription medication if it's lost or stolen
- Seeing a local doctor
- Medical evacuation in case of emergency
- Which country or countries you are planning to visit
You may be required to provide a medical assessment when enquiring into travel insurance coverage either online or via the phone so allow plenty of time in advance of travelling to complete this process. Note that travel insurance cover isn't available for all countries, you will need to verify this with the insurance broker.
If you had private health insurance at the time you developed chronic kidney disease, you may be covered for your condition while travelling. Check with your provider directly.
If you find it difficult to secure travel insurance that covers your current condition, we recommend taking out basic travel insurance that will at least cover some emergencies.
Please contact the Kidney Helpline on 1800 454 363 for a list of travel insurance companies that may be able to provide cover.
Essential medical care is available in some countries that have a reciprocal health care agreement with Australia. This may cover some medication costs, but not all. You will still need travel insurance to visit these countries. For more information, visit Services Australia.